Not to be overwhelmed in a difficult situation

Naran

While boating in Ooty Lake, take ELM. “Sink”, meaning drowning is the keyword for Elm.

Sinking means overwhelmed. “I am sinking in debts”: he will come out of debts if he takes ELM.

I want to put an end to this: ELM.

For completion and finishing the job: ELM and OAK.