Thank the borrower
Radha
I am not getting money from a person. Till now the idiot is not giving my money.
Naran
Thank the person for giving the money.
Your anger or resentment against him works against receiving the money.
Your thinking that he has cheated you will further attract persons who will cheat you.
Forgive that person.
By being obsessed of getting money from him, you are blocking your own receiving of money from other sources.